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The program is complemented by the Mandatory Individual Retirement Savings Plan, which is based on individual funding.

The Canadian pension programs included in the Convention are the Canada Pension Plan (, Canada will consider your periods credited under the Uruguayan pension program after the age of 18 as periods of contribution to the Canada Pension Plan.

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If you contributed to both the Canada Pension Plan and the Uruguayan pension program, or if you lived in Canada and Uruguay, this agreement may help you qualify for: You may qualify for a Canadian or a Uruguayan benefit, or both.

However, under the Agreement, the benefit paid by each country will be based solely on your creditable periods under that country's pension program.